Strategic Banking & NPA Resolution

Strategic advisors for
businesses under banking stress.

Decades of banking insight, DRT experience and strategic resolution advisory for stressed companies, promoters and directors across India. Discreet, sharp, outcome‑focused.

20+
Years of banking insight
250+
Clients assisted
Pan‑India
Advisory reach
Featured
Leading financial press
Featured in
The Economic TimesBusiness StandardFinancial ExpressTimes of India
Who we help

Businesses, promoters and directors navigating complex banking stress.

Our advisory mandate is reserved for matters where the financial, reputational and strategic stakes are meaningful. We work across sectors, geographies and tribunal jurisdictions in India.

01
Pvt Ltd Companies
Closely-held companies with significant secured exposure.
02
MSMEs
Eligible MSMEs facing classification or restructuring decisions.
03
Promoters & Directors
Personal guarantees, director liability, board exposure.
04
Manufacturing Businesses
Plant, machinery and working capital under enforcement risk.
05
Traders & Infrastructure
Long-cycle businesses with consortium lender stress.
06
Auction Threat Cases
Rule 8(6) notices, e‑auctions, asset sale defence.
07
Personal Guarantors
Guarantor proceedings, scope challenges, releases.
08
Wilful Defaulter Notices
Show-cause defence and Identification Committee strategy.
Practice areas

Ten focused mandates.
One coherent advisory.

We do not run a general practice. Each mandate is built around a specific stress event in the life of a borrower, with a deliberate playbook for navigating it.

01
DRT Advisory

Pre-hearing strategy, pleadings, interim reliefs and SA filings before the Debt Recovery Tribunal.

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02
SARFAESI Strategy

Section 13(2), 13(4) responses, possession defence and Section 17 applications.

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03
OTS Negotiation Support

Settlement structuring framed to credit committee logic, not borrower pleas.

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04
NPA Resolution

End-to-end strategy from classification through resolution or exit.

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05
Wilful Defaulter Defence

Category-specific defence and Identification Committee strategy.

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06
Auction & Recovery Strategy

Rule 8(6) defences, redemption planning and pre‑auction injunctions.

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07
Banking Litigation Strategy

Cross-forum coordination across DRT, DRAT, High Court and writ jurisdictions.

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08
MSME Banking Disputes

RBI framework restructuring, MSME-specific reliefs and tribunal positioning.

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09
Loan Restructuring Advisory

Bank-side and borrower-side restructuring proposals built on real numbers.

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10
Director Liability Advisory

Personal exposure mapping for promoters, directors and guarantors.

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Why choose us

An advisory built on how banks actually decide.

We are not a general law firm. We are a specialist advisory for a narrow set of high‑stakes banking events. Six reasons that shapes our work.

01
Two decades of banking insight

Built around how credit committees, sanctioning officers and recovery teams actually decide.

02
Practical negotiation experience

Hundreds of negotiations across consortium lenders, ARCs and individual banks.

03
Published thought leadership

Commentary in the country's leading financial newspapers on policy and procedure.

04
Strategic case handling

Every mandate runs on a written strategy memo — not improvisation in hearings.

05
Borrower & banking-side fluency

We have advised on both sides of the table. That perspective is the entire edge.

06
Pan-India advisory capability

Active mandates across DRTs and High Courts in every major banking jurisdiction.

Published thought leadership

Commentary that the financial press prints, not paraphrases.

Case results

Anonymised outcomes. Real engagements.

Names and identifiers are withheld out of professional discretion. The mandate types, geographies and outcomes are accurate.

Strategic banking resolution consultation

One hour. Strategic clarity.

A private, structured 60‑minute session with our senior advisory. You walk in with a stressed account. You walk out with a written direction of action.

60 minutes
Online, nationwide
Confidential
NDA on request
Secure intake
Document upload
Book Consultation · ₹8,000
Pricing
₹8,000
per session · inclusive of taxes
  • · Pre-session intake review
  • · 60-minute private consultation
  • · Written direction-of-action note
  • · Confidential document handling