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T.R.Radhakrishnan
Sep 28, 201810 min read
Sarfaesi Act: Role & Powers of District / Chief Metropolitan Magistrate
Section 14 Of Sarfaesi Act- Role And Powers Of District Magistrate / Chief Metropolitan Magistrate Amendment to SARFAESI Act introduced...
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T.R.Radhakrishnan
Jul 18, 20185 min read
NON-PERFORMING ASSET (NPA) RESOLUTION PLAN A WISHFUL THINKING.
Finance Minister Piyush Goyal said that the Government has accepted a report submitted by a committee of bankers led by Punjab National...
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T.R.Radhakrishnan
Jul 14, 20184 min read
Whither Decision Making In Banks?
The most important aspect in credit appraisal and assessment and monitoring in banking is the capacity of the sanctioning, monitoring,...
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T.R.Radhakrishnan
Jun 20, 20185 min read
Management Of NPA- New Suggestion- An Old Wine In New Bottle
Recently Mr. Piyush Goyal, Finance Minister, announced setting up of a committee to give recommendations in two weeks on formation of an...
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T.R.Radhakrishnan
Feb 19, 20185 min read
The Great Jewel Scam. Is It System Failure?
The great jewel scam that is rocking the nation has opened up a Pandora Box on how the banks have become soft target for unscrupulous...
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T.R.Radhakrishnan
Dec 21, 20175 min read
2G Judgement of Trial Court; Travesty of Truth and Justice
“There may be times when we are powerless to prevent injustice, but there must never be a time when we fail to protest.” The recent...
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T.R.Radhakrishnan
Sep 17, 20173 min read
The indomitable visionary Narendra Modiji- An epitome of a great leader: (A BIRTHDAY TRIBUTE)
What makes people react so spontaneously to whatever that this one and the only man does? No political leader worth the name in the...
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T.R.Radhakrishnan
Jun 16, 20178 min read
Management of NPA: Who is Responsible for Account Becoming NPA?
Recently I have undertaken an assignment of dealing with the legal proceedings initiated by three nationalized banks under SARFAESI Act...
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T.R.Radhakrishnan
May 3, 20173 min read
Mutual Understanding - The Way to Mutual Trust & Everlasting Relationship.
The advent of banking reforms in India has brought the concept of NPA (Non Performing Asset) which has changed drastically the perception...
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T.R.Radhakrishnan
Apr 29, 20178 min read
Management of non-performing asset (NPA) Perpetual self renewal programming (PSRP)
Various recommendations have been made by various study groups appointed by Government of India and RBI to arrest the incidents of...
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T.R.Radhakrishnan
Apr 6, 20176 min read
Recovery of NPA- Recovery with a Human Touch
Supreme Court of India in its judgment on In Olga Tellis vs. Bombay Municipal Corporation (AIR 1986 SC 180 AT 193) observed, “The...
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T.R.Radhakrishnan
Dec 22, 20169 min read
Management of Non Performing Asset (NPA) The Wilful Defaulter Syndrome
Reserve Bank of India introduced the scheme of wilful defaulter in pursuant of the instructions of Central Vigilance Commission during...
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T.R.Radhakrishnan
Dec 13, 20162 min read
A Story Worth Reading by One and All.
"A story worth reading by One and All “SON: "Daddy, may I ask you a question?" DAD: "Yeah sure, what is it?" SON: "Daddy, how much do you...
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T.R.Radhakrishnan
Dec 9, 20164 min read
Management of Non Performing Asset (NPA) Importance of Training
The advent of banking reforms in India has brought the concept of NPA (Non Performing Asset) which has changed drastically the perception...
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T.R.Radhakrishnan
Nov 2, 20164 min read
Education- A New Orientation
A great debate is going on. A Pandora’s Box has been opened. The debate and the pertinent question are whether the present education...
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T.R.Radhakrishnan
Oct 9, 20166 min read
Truth in the Criminal Justice System.
Committee on Reforms of Criminal Justice System Government of India, Ministry of Home Affairs Report VOLUME I states, “TRUTH AND JUSTICE...
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T.R.Radhakrishnan
Sep 20, 20166 min read
The Concept of Conscience CUM Conscious citizenship
“In all cases, understanding History is integral to a good understanding of the condition of being human. That allows people to build,...
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T.R.Radhakrishnan
Sep 14, 20166 min read
SARFAESI Act: Section 17(1) – An Efficacious Alternative
Section 17(1) of SARFAESI Act states, “Right to appeal: (1) Any person (including borrower), aggrieved by any o the measures referred to...
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T.R.Radhakrishnan
Jul 23, 201616 min read
SARFAESI Act- Where Principle of Natural Justice has Gone?
“Fundamental justice is a legal term that signifies a dynamic concept of fairness underlying the administration of justice and its...
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T.R.Radhakrishnan
Feb 21, 20168 min read
Role of Banks & Financial Institutions in NPA Management
Recently RBI Governor Mr. Reghuram Rajan said, “The fundamental lesson of every situation of banking stress in recent years across the...
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